There are certainly ranges of coverage available in marine insurance today and I am frequently surprised at what clauses are available and at what cost. Family medical, hurricane haul-out coverage, fuel-spill liability, dock contracts, fishing equipment coverage… you name it, there seems to be a clause covering just about every eventuality, no matter how remote, and often at surprisingly reasonable prices (at least, as reasonable as anything else having to do with boats).
But where, oh where, can you get coverage against lawsuits over the transmission of sexually transmitted diseases (NSFW)?
I know that I’ll be reviewing our policy with a magnifying glass after that shocking wake-up call. What’s your coverage?